How Much to Spend on an Engagement Ring

Getting engaged is the first step to the married life. Engagement plans are really simple but a man feels that he needs to do it right. And no matter how secure one is of getting a “yes” out of the proposal, he will always feel that tiny nervousness inside him. What he does is he buys the ring, takes the girlfriend out, and pops the question. Buying the engagement ring may be a bit of a task. Here are a few tips on how much to spend on an engagement ring.

What is the 2 month’s salary rule? This rule explains that the engagement ring you must buy for your future fiancé is at least equal to your 2 month’s salary. This rule is not followed much because of practicality issues. Newlyweds and those who plan on getting married are advised to invest on more important things. This however, does not indicate that an engagement ring is of less importance. But say for example a man earns 4000 dollars a month. Would it be wise to buy an 8000 dollar worth engagement ring? If you think it is then go on with it.

Engagement Ring How Much to Spend on an Engagement Ring

Also, men consider other expenses like that of the wedding itself, the honeymoon, and wedding reception. A new house is important to many in starting their own families. It is good to spend money wisely. An engagement ring must be a sign of love for your future wife and not your monthly earnings.

Work on a budget. Before going around looking for an engagement ring, decide on how much you want to spend and stick to that amount. There are many jewelry shops that sell very good quality engagement rings that are not very expensive. A budget between 1000 to 3000 dollars can be enough.

Select a style and design of the ring. The style and design should complement your girlfriend’s hand. If you don’t know what to get a ¾ to 1 ½ carats diamond is your safe choice. The color and clarity of the diamond will affect the price. So don’t be surprised if a smaller diamond with better color and clarity can appear more expensive than a bigger one.

Shopping with your girlfriend is an alternative. Although a surprised proposal is romantic, it can be impractical when you chose the wrong ring size or the diamond looks too big on her finger. So if you want to eliminate these hassles, you can shop with her and she can select the type and design she likes. But remember to tell her you are sticking on a budget so you two can save up for your future as a new married couple.

An engagement ring doesn’t have to be very expensive. The ring signifies your love for the woman and that is what matters. Big things do come in small packages.


One Response to How Much to Spend on an Engagement Ring

  1. Rick says:

    Don’t forget to take the time to research the benefits of each metal that are commonly used for wedding bands, wedding rings and engagement rings as well. And it is best to do that before you begin shopping.

    Keep in mind that platinum is expensive, but is naturally white and does not lose mass over time (so you can have a platinum ring refinished over and over). White gold is not naturally white and will look more yellow over time, so if you are looking for a white metal and platinum is not an option due to its price, then you may wish to consider palladium. Wedding bands made from titanium and tungsten look sleek, but neither metal can be sized.

    To learn more about the characteristics for the metals commonly used for wedding bands, visit http://www.novelldesignstudio.com/choosing_your_metal/index.php

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